Wills - It's never too early...

But often too late...

Wills, Power of Attorney, Life Cover, Funeral Plans

Wills - It's never too early...

But often too late...

If you die without a Will your estate may not be passed onto the people that you had wished it to. Your estate will be divided up accordingly to standard rules known as Intestacy Law.

Making a Will is essential if you are to ensure that as much as possible of your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.

By making a Will you will have the knowledge that you have done the best for the ones that you love and care for. 

Power of Attorney

Thinking and talking about what would happen if our faculties deserted us is uncomfortable. Yet it's important to consider how much worse the situation would be if you had a stroke, serious accident or dementia (eg, Alzheimer's) without sorting it first.

If someone has difficulties that mean they can't make decisions anymore, they will need help managing their finances. A Lasting Power of Attorney (LPA) is a legal document where someone (while they still have mental capacity) nominates a trusted friend or relative to look after their affairs if they lost capacity.

Don't think that you suddenly give up control. You can choose whether it can be used either before, or only when, you lose mental capacity.

Life Insurance

If you have a family and/or a mortgage, life insurance can give you peace of mind that they will be looked after if the worst should happen. None of us like to think about it but understanding how this type of insurance works could save you money.

Funeral Plans

It may not be a cheery thought but planning and pre-paying for your funeral is one of the most thoughtful things you can do, taking away the financial worry from your loved ones at an upsetting and difficult time.

FREE INITIAL CONSULTATION

CONTACT US TODAY 02920 814045